The Metrosafe X City series may be the best looking line of bags that Pacsafe has made. Build quality is top notch, and this bag has all of the security features you'd expect from the brand. I especially like the ability to anchor the strap around a fixed object. The strap itself is a bit stiff, but a fair trade-off for its security. There are two exterior zippered pockets, and some straps allowing you to attach items to the outside of the bag. The main compartment has some pockets for organization, including one that fits my 10" tablet, although I feel like this pocket is a bit too loose. I can easily fit an umbrella and/or water bottle in the main section as well. The main flap is held down by a magnet, and I wish it was a bit stronger, as it feels like it can be separated too easily (this is not really a safety issue, as the actual compartment is closed by lockable zipper). One odd feature - there are 3 zippers on this bag, and one of the zippers has weatherproofing, but it is the one that is typically least exposed. Not sure why that was done.
Overall, I think this is a solid and stylish bag that is good for carrying the essentials while walking around. 4.5 stars.